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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,294.00
Title Endorsements
$176.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$768.00
Mortgage Taxes
$439.00
Deed Doc Stamps*
$1,535.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a Two Hundred and Nineteen Thousand Two Hundred and Ninety Six dollar mortgage with a down payment of Seven Thousand Eight Hundred and Seventy Five dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$7,875.00
Mortgage Amount
$219,296.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$685.30
Mortgage Insurance
$164.00
Total
$849.30
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $4,111.81 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,294.00
Title Endorsements
$154.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$630.00
Mortgage Taxes
$360.00
Deed Doc Stamps*
$1,260.00
The scenario above is a Conventional Mortgage Loan for a One Hundred and Eighty Thousand dollar mortgage with a down payment of Forty Five Thousand dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$45,000.00
Mortgage Amount
$180,000.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$562.50
Mortgage Insurance
None
Total
$562.50
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $3,375.00 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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