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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,144.00
Title Endorsements
$161.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$679.00
Mortgage Taxes
$388.00
Deed Doc Stamps*
$1,357.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a One Hundred and Ninety Three Thousand Eight Hundred and Fifty Eight dollar mortgage with a down payment of Six Thousand Nine Hundred and Sixty One Point Five dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$6,961.50
Mortgage Amount
$193,858.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$605.81
Mortgage Insurance
$145.00
Total
$750.81
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $3,634.84 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,144.00
Title Endorsements
$141.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$557.00
Mortgage Taxes
$318.00
Deed Doc Stamps*
$1,114.00
The scenario above is a Conventional Mortgage Loan for a One Hundred and Fifty Nine Thousand One Hundred and Twenty dollar mortgage with a down payment of Thirty Nine Thousand Seven Hundred and Eighty dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$39,780.00
Mortgage Amount
$159,120.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$497.25
Mortgage Insurance
None
Total
$497.25
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $2,983.50 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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