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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$310.00
Title Endorsements
$80.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$184.00
Mortgage Taxes
$105.00
Deed Doc Stamps*
$368.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a Fifty Two Thousand Five Hundred and Thirty Four dollar mortgage with a down payment of One Thousand Eight Hundred and Eighty Six Point Five dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$1,886.50
Mortgage Amount
$52,534.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$164.17
Mortgage Insurance
$39.00
Total
$203.17
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $985.01 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$310.00
Title Endorsements
$75.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$151.00
Mortgage Taxes
$86.00
Deed Doc Stamps*
$302.00
The scenario above is a Conventional Mortgage Loan for a Forty Three Thousand One Hundred and Twenty dollar mortgage with a down payment of Ten Thousand Seven Hundred and Eighty dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$10,780.00
Mortgage Amount
$43,120.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$134.75
Mortgage Insurance
None
Total
$134.75
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $808.50 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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