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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$480.00
Title Endorsements
$97.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$285.00
Mortgage Taxes
$163.00
Deed Doc Stamps*
$570.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a Eighty One Thousand Three Hundred and Eighty Three dollar mortgage with a down payment of Two Thousand Nine Hundred and Twenty Two Point Five dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$2,922.50
Mortgage Amount
$81,383.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$254.32
Mortgage Insurance
$61.00
Total
$315.32
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $1,525.93 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$480.00
Title Endorsements
$88.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$234.00
Mortgage Taxes
$134.00
Deed Doc Stamps*
$468.00
The scenario above is a Conventional Mortgage Loan for a Sixty Six Thousand Eight Hundred dollar mortgage with a down payment of Sixteen Thousand Seven Hundred dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$16,700.00
Mortgage Amount
$66,800.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$208.75
Mortgage Insurance
None
Total
$208.75
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $1,252.50 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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