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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$920.00
Title Endorsements
$140.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$546.00
Mortgage Taxes
$312.00
Deed Doc Stamps*
$1,092.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a One Hundred and Fifty Five Thousand Nine Hundred and Forty Four dollar mortgage with a down payment of Five Thousand Six Hundred dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$5,600.00
Mortgage Amount
$155,944.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$487.33
Mortgage Insurance
$117.00
Total
$604.33
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $2,923.95 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$920.00
Title Endorsements
$124.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$448.00
Mortgage Taxes
$256.00
Deed Doc Stamps*
$896.00
The scenario above is a Conventional Mortgage Loan for a One Hundred and Twenty Eight Thousand dollar mortgage with a down payment of Thirty Two Thousand dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$32,000.00
Mortgage Amount
$128,000.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$400.00
Mortgage Insurance
None
Total
$400.00
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $2,400.00 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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