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FHA Mortgage Financing
$0 Mortgage Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
FHA Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,639.00
Title Endorsements
$210.00
FHA Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$972.00
Mortgage Taxes
$556.00
Deed Doc Stamps*
$1,944.00
The scenario above is a Federal Housing Administration Insured Mortgage Loan for a Two Hundred and Seventy Seven Thousand Seven Hundred and Seventy Five dollar mortgage with a down payment of Nine Thousand Nine Hundred and Seventy Five dollars and an annual percentage rate of Four Point Sixty Three percent.
FHA Mortgage Details
Down Payment
$9,975.00
Mortgage Amount
$277,775.00
Mortgage Rate
3.75%
Annual Percentage Rate
4.63%
Program
30 Year Fixed
FHA Payment Details
Mortgage Payment
$868.05
Mortgage Insurance
$208.00
Total
$1,076.05
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $5,208.29 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock, and acceptable property. Mortgage Rates and Fees Subject to Change
Conventional Mortgage Financing
$0 Lender Fees
Mortgage Processing
$ZERO
Mortgage Underwriting
$ZERO
Mortgage Origination
$ZERO
Appraisal Fee
$350
Conv. Title Agent Fees
Closing Fee
$300 - $600
Owners Title Insurance*
$1,639.00
Title Endorsements
$181.00
Conv. Government Fees/Taxes
Mortgage Recording
$155
Mortgage Doc Stamps
$798.00
Mortgage Taxes
$456.00
Deed Doc Stamps*
$1,596.00
The scenario above is a Conventional Mortgage Loan for a Two Hundred and Twenty Eight Thousand dollar mortgage with a down payment of Fifty Seven Thousand dollars and an annual percentage rate of Three Point Seventy Eight percent.
Conv. Mortgage Details
Down Payment
$57,000.00
Mortgage Amount
$228,000.00
Interest Rate
3.75%
Annual Percentage Rate
3.78%
Program
30 Year Fixed
Conv. Payment Details
Mortgage Payment
$712.50
Mortgage Insurance
None
Total
$712.50
Disclaimers: Not all borrowers will qualify for best rate, rates quotes based on well qualified borrowers, 800+ credit score, debt to income ratio 31%/41% or less, minimum $4,275.01 in reserves after closing, no previous bankruptcy or foreclosure, less than 20% payment shock and acceptable property. Mortgage Rates and Fees Subject to Change
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